Your kid, every week:
And you have no idea. You hold the cash, Earnie keeps the books, and you always know.
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Hey, I'm Curtis. I built Earnie so I'd finally know the answer.
Money set aside to give.
Money protected for the big stuff later—like a first home or vehicle.
Money to spend now—or save for something they want.
Set it once. It pays out on schedule and splits itself.
Grow earns interest on the 1st of every month. You pick the rate.
Start at 10 / 45 / 45. Change it for each kid, anytime.
Name what they’re saving for. Watch the bar fill up.
Kids can borrow from you, with interest. Lesson learned.
Multiple kids, full history, and a note on every entry.
Your child hands you the money. You record it in Earnie.
Give. Grow. Spend. Automatically.
You make the purchase with your card, cash, or online.
Subtract the purchase from their Spend balance.
“I think it is honestly perfect.”
“A very cool visual for the kids to see where the money is going. I’ve been using it especially to encourage tithing.”
You hold it. You're the bank, and Earnie keeps the books. If your kids have cash in their room, have them deposit it with you. When they want $20 to take to the store, they withdraw it from you, just like at a real bank, and you log it as a Spend. That way the number in Earnie is always right.
No. Earnie is designed for the years before they're ready to manage money independently.
Give is money set aside for generosity. Grow is money protected for their future. Spend is money they can use now—or save toward something they want.
Yes. Earnie gives you a simple starting point, and you can customize the split for each child.
Try it free for 30 days, no credit card needed. After that it's $7 CAD / $5 USD a month, or $49 CAD / $36 USD a year.